Why Drain Your Cash Flow When You Can Finance Your Next Vehicle?
Whether you need a reliable vehicle for work, to upgrade the family car, or to add to your business fleet, a tailored loan can preserve your capital and help you manage cash flow.
We simplify the finance process, negotiating competitive rates and terms on your behalf for any type of vehicle or equipment.
We Do the Legwork, You Enjoy the Drive
Access to Multiple Lenders
Expert Negotiation
Fast Pre-Approval
For Business or Personal Use
Finance Options to Suit Your Needs
We provide advice and access to a range of finance products:
Chattel Mortgage: A popular business loan where the vehicle is security for the loan. Your business owns the asset and claims GST and interest costs.
Finance Lease: Fixed monthly payments for the use of the vehicle. The finance company owns the asset, and you have options at the end of the term.
Operating Lease: Like a long-term rental, often with full maintenance packages included. Ideal for businesses that want predictable costs and to upgrade regularly.
Hire Purchase: Regular payments over a set term. You own the vehicle after the final payment is made. Suitable for both individuals and businesses.
Novated Leasing: For employees, a salary packaging arrangement where vehicle payments are made from pre-tax income.
How It Works: Simple & Straightforward
Get Pre-Approved: Tell us what you need and we’ll get you pre-approved for a set amount, so you know your budget.
Find Your Vehicle: Shop for your new or used vehicle with confidence, knowing exactly what you can spend.
Finalise Your Loan: We handle the paperwork and settle the finance directly with the seller.
Hit the Road: Enjoy your new vehicle with a payment plan that suits your budget.
Benefits of Financing Your Vehicle
Preserve Cash Flow: Keep your capital for other business priorities or investments.
Tax Advantages (For Businesses): Potential to claim GST, interest, and depreciation costs. We recommend consulting your accountant.
Flexible Terms: Structure repayments to match your cash flow (weekly, fortnightly, monthly).
Fast Access to New Equipment: Get the vehicle you need now without a large upfront cash outlay.
Important Considerations:
Total Cost: Consider the total amount repayable over the life of the loan, not just the monthly payment.
Asset as Security: The vehicle is typically used as security for the loan until it is fully paid off.
Frequently Asked Questions About Vehicle & Trade Finance
Absolutely. We can arrange finance for both new and used vehicles, from dealers and private sellers.
For individuals: ID, proof of income, and details of the vehicle. For businesses: company details, financial statements, and information about the asset.
Pre-approval can often be granted within 24 hours. Final approval is quick once we have details of the specific vehicle.
Yes, most lenders allow you to finance additional costs like registration, insurance, and warranty in the loan amount.
Contact Us
Ready to unlock your financial potential?
Have a mortgage or business loan question? Simply ask us with no obligation!
We’re here to listen and guide you. Whether you’re buying your first home, refining your investment strategy, or seeking business finance, our expert team is ready to provide personalised advice tailored to your goals.
Reach out today for a free, no-obligation consultation—let’s start the conversation about your success.
