Your Machinery is Your Competitive Edge. Keep It Sharp.

Outdated or insufficient plant and equipment can stall your projects, limit your capacity, and hurt your bottom line. But tying up large amounts of working capital in asset purchases can be just as damaging.

We provide tailored finance solutions that allow you to acquire the critical assets you need to grow, while preserving your cash flow for day-to-day operations and new opportunities.

Strategic Asset Financing for Business Leaders

Business Banking Expertise

Hareen’s background as a Director of Business Banking means we provide strategic advice, not just a loan. We understand how assets contribute to your overall business performance.

Access to Specialist Lenders

We work with lenders who specialise in equipment finance and understand the value of specific machinery, often leading to better terms and higher funding amounts.

Tax & Cash Flow Efficiency

We help you structure your finance to optimize GST claims and depreciation benefits, in consultation with your accountant.

Future-Proofing

We offer solutions that allow you to upgrade technology and equipment at the end of the term, keeping your business at the cutting edge.

Flexible Solutions for Every Asset

We provide advice and access to finance for a vast range of business assets:

  • Heavy Machinery & Plant: Excavators, diggers, cranes, bulldozers, and heavy trucks.

  • Commercial Vehicles: Vans, utes, trailers, and dedicated freight vehicles.

  • Agricultural Equipment: Tractors, harvesters, irrigators, and farm machinery.

  • Manufacturing & Workshop: CNC machines, lathes, 3D printers, and industrial tools.

  • Technology & Office Fit-Out: Server racks, computers, specialised software, and office furniture.

  • Medical & Professional: Medical imaging devices, dental chairs, and other professional apparatus.

From Quote to Operation: A Streamlined Process

  1. Identify Your Needs: You have a quote for the new or used equipment you need.

  2. Select the Right Product: We help you choose the most suitable finance structure for your goals.

  3. Fast Approval & Settlement: We manage the application process for a quick decision. Once approved, we pay the supplier directly.

  4. Put It to Work: Your new asset is delivered, and you start benefiting from increased productivity immediately.

Choosing the Right Finance for Your Business

We provide advice on the most suitable products:

  • Chattel Mortgage: Ideal for most businesses. You own the asset and can claim GST and interest costs. Flexible end-of-term options.

  • Finance Lease: Fixed payments for the use of the asset. The financier owns it, and you can upgrade at the end of the term. Off-balance sheet treatment may apply.

  • Commercial Hire Purchase (CHP): Regular payments over a term. You own the asset for a nominal amount after the final payment. Simple and predictable.

  • Operating Lease (Tax Lease): A true rental agreement. Perfect for assets you need to use but not own, or that rapidly depreciate.

Frequently Asked Questions About Plant & Equipment Finance

Yes. Specialist lenders we work with understand the value of both second-hand and highly specialised equipment, making them easier to finance than with a standard bank.

This can vary based on the asset and your business’s financial health. Often, deals can be structured with no deposit, preserving 100% of your capital.

Financing preserves your working capital for emergencies, growth opportunities, and operational expenses. The potential tax benefits and ROI from using the new equipment often outweigh the cost of finance.

For standard assets, we can often secure pre-approval within 24 hours. The process is designed to be fast because we understand you need the equipment to operate.

Contact Us

Ready to unlock your financial potential?

Have a mortgage or business loan question? Simply ask us with no obligation!

We’re here to listen and guide you. Whether you’re buying your first home, refining your investment strategy, or seeking business finance, our expert team is ready to provide personalised advice tailored to your goals.

Reach out today for a free, no-obligation consultation—let’s start the conversation about your success.

Get in Touch with us!

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    First Home BuyerRefixingRefinanceInvestment PropertyDevelopment FinanceConstruction LoansBusiness LoansPlant & Equipment FinanceVehicle & Asset FinanceTrade FinanceOther

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